The Investment Banking (“IB”) has set a mission to provide attractive investment opportunities, packaged in Sharia’a-compliant products, in an efficient, timely and diligent manner for placement with the investors’ community. Towards this goal, IB applies a research driven approach to proactively originate and structure customized investment banking solutions to the ever-growing needs of its client network.

Investment Banking was established soon after the Bank merger in early 2001, to transact in corporate finance and advisory services on behalf of on-balance sheet and off-balance sheet accounts. Today, IB is seeking to establish itself as a major player in the structuring and placement of innovative, highly rewarding Islamic investment products with the Bank’s existing depositors and its shareholders.

Clients
IB serves middle market companies by providing a forum for successful interaction among business organizations. Its objective is to collaborate with management teams of privately held, middle-market, growth-oriented companies and assist them in accomplishing their goals by enabling them to access effectively both private and public capital markets.

Most importantly, IB is focusing on advising and raising funds for GCC clients seeking to undertake viable green field projects or ongoing regional concerns in quest of fueling growth.

Geographical Scope & Sectors
IB endeavors in low to middle risk sectors of the economy, encompassing real estate, construction, Islamic financial services, light industry, tourism, as well as other services sectors.

It is committed to serving the needs and financial aspirations of the GCC investors’ community through the origination of transactions with rewarding returns mainly in the region, and internationally to a lesser extent, through the assistance of sister companies that are members of the Dar Al Mal Al Islami Group (“DMI”); the Bank’s parent company.

Advisory Services
IB has built a strong record of accomplishments, and has developed its knowledge in real estate, private equity, leasing, securitization, and Sukuks structuring and issuance. It provides a consulting service in which it develops the findings, conclusions, and recommendations presented for the client consideration and decision-making when it comes to:
Business Valuation
Joint Ventures
Securitization
Sukuks
Business Restructuring
Private Placements of Debt and Equity Capital
Initial Public Offerings (“IPO”)
Mergers and Acquisitions

Fund Origination
Once attractive investment opportunities are identified and thorough due diligence is undertaken, IB acquires or creates select assets. These are then bundled into funds that are structured in line with the investors’ market appetite while carefully considering their risk return profile. IB’s policy is to co-invest in every fund it places with its depositors or third party investors in order to give the vote of confidence for the returns expected and the stamp of diligent work undertaken.

Placement Services
Depending on the nature and size of the transaction, IB raises funds either on an underwriting basis or on best-effort basis and advises its clients early on as to the placement success, with the help of the Bank’s retail network, its affiliate and sister companies spread all over the GCC and its private banking arm, by probing the market appetite.